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aetna prescription coverage 2022

Other examples: You can ask us to drop step therapy restrictions or prior approval requirements. The Office of Personnel Management (OPM) has determined that Aetna prescription drug coverage is, on average, expected to pay out as much as the standard Medicare prescription drug coverage will pay for all plan participants and is considered . About 6.1 million Medicare beneficiaries have Aetna Part D plans as of October 2022. Blackwell contributes to the University of Colorado-Anschutz blog and has been published in The Human Touch distributed by the University of Colorado Center for Bioethics and Humanities. Another savings option includes a lesser copay amount by getting a 90-day supply through CVS . The call is free. If your prescriber supports your request, we will give you a decision within 24 hours of receiving your prescribers supporting statement. Viewthe 2022 Pharmacy Search toolor the 2023 Pharmacy Search tool. In the meantime, we may cover a temporary supply of your drug in certain cases during your first 90 days. The majority of Aetna Medicare plan members are in a plan rated 4.5 stars or higher out of 5 stars. And you can contact us for the most recent list of drugs at 1-855-463-0933 (TTY: 711) 8 AM to 8 PM, seven days a week. If your drug has a limit, you can ask us to change the limit and cover more. These pharmacies supply drugs that may need to be given to you by an intravenous route or other non-oral routes, such as intramuscular injections, in your home. Access this pharmacy information and other helpful links below: Under The Affordable Care Act, coverage of certain preventive services, including contraceptives, must be provided without member cost share. Portugus | Each drug is approved by the U.S. Food and Drug Administration (FDA). In 2022, . You can ask us to reimburse you for our share of the cost. These pharmacies offer pharmacy services to patients that are housed in a type of group home like a Nursing home or Rehabilitation center. Although Aetnas Medigap plans may help supplement Original Medicare expenses, they do not cover prescription drugs. Who may make a request:Your prescriber may ask us for a coverage determination on your behalf. Your plan has a home delivery option for prescription drugs. Some covered drugs may have restrictions or limitations. Learn about howtheprescription drug transition policy works. ALL RIGHTS RESERVED. Please ask your provider to complete the Contraception Exception Form (PDF) to determine if the product is medically necessary. The coverage gap begins after you and your drug plan have spent a certain amount for covered drugs. For drug coverage, you can enroll in one of Aetna's stand-alone Prescription Drug Plans (PDPs) available in your area. Login for MA/MAPD Register my MA/MAPD Pay my premium Also, people with Medicare who get Extra Help paying Part D costs won't enter the coverage gap. Phoenix, AZ 85040. If you want another individual (such as a family member or friend) to request an appeal for you, that individual must be your representative. A formulary is a list of drugs we cover and any costs you may have to pay. Low monthly premiums, sometimes $0/month We consulted with a team of health care providers to develop this list. A registered nurse, Blackwell understands health insurance choices influence quality of life and are driven by values, goals, and beliefs. If there is a discrepancy between this policy and a member's plan of benefits, the benefits plan will govern. The information you will be accessing is provided by another organization or vendor. If you do not intend to leave our site, please click the "X" in the upper right-hand corner. This amount may change each year. We're happy to support your prescription drug coverage needs. Aetnas Medicare Part D plans have an overall quality rating of 3.5 out of 5 stars from the CMS. Aetna has a formulary (list of drugs) and separates drugs into tiers that correspond to costs. Home infusion pharmacies are included in the network. These types of plans and coverage limits are similar to other carriers of Part D prescription drug coverage. What is a formulary? Copyright document.write(new Date().getFullYear()) Aetna Better Health of Virginia, All Rights Reserved. Some plans exclude coverage for services or supplies that Aetna considers medically necessary. You must meet your annual deductible before your plan pays unless you choose a plan that covers tiers 1 and 2 without the deductible requirement. You can also learn about our Medication Therapy Management Program. Can't find the answer you're looking for? You also may have different drug coverage. For example, Aetna may limit the amount of a drug we will cover. You may be able to get at leasta one-time fill of a 30-day (or less, as prescribed, up to a 30-day supply) supply of that drug at retail pharmacy. After your 30-day transition supply, we won't pay for these drugs unless you get approval for a drug exception. Tagalog | This includes HMO, PPO or HMO-POS plans. This process is called Prescription Drug Transition Policy/Transition of Coverage (TOC). If you or your prescriber think your health may be harmed if you have to wait 72 hours for a decision, you can ask for an expedited exception. Depending on the plan, there may be deductibles, copays or coinsurance costs for some covered care. 2022 MEDICAREPLANS.COM. You then will pay a small coinsurance percentage or copayment amount for drugs you need until the end of the year. Blackwell holds a Bachelor of Science in nursing from the University of Northern Colorado, a Master of Science in health care administration from Grand Canyon University, an interprofessional graduate certificate in palliative care from the University of Colorado Anschutz Medical Campus and holds a Certified Senior Advisor credential from the Society of Certified Senior Advisors. The BBB rates Aetna, Inc., and Consumer Affairs rates CVS Pharmacy. GEHA offers discounts on prescriptions to help you save on your medical costs where you can. Medicare Renewal: Do I Have to Sign Up for Medicare Every Year? Keep in mind: Some prescriptions require you to sign for the delivery. Please refer to your Evidence of Coverage for information about when we will cover a prescription filled at an out-of-network pharmacy. Health maintenance organization (HMO) members can only get estimated costs for doctor and outpatient facility services. Shes equipped to lend an experienced, compassionate voice to beneficiaries seeking information about Medicare Advantage Plans. Plans include a coverage gap that begins when you and your plan have spent a certain amount ($4,430 in 2022) on prescription drugs and ends when youve spent $7,050 and entered the catastrophic coverage period. Fax - Your doctor may fax your prescription to 1-800-323-2445. You can find plans and U.S. Centers for Medicare & Medicaid Services (CMS) quality rating information by searching Medicare.gov. To see which drugs are available, check your plan formulary (drug list) or call us at the number on your ID card. As an Aetnaplan member, your plan includes coverage for Part D prescription drugs. Kreyl | Receive tips and training on how to inject your medicine, if needed, and cope with side effects. Well contact you or your doctor if we need additional information. If you cannot use a network pharmacy, there are certain circumstances when we would cover prescriptions filled at an out-of-network pharmacy. Generic drugs and those obtained from in-network, preferred pharmacies are the least expensive. The average 2022 basic Part D premium is projected to increase by 4.9% from $31.47 in 2021. If you choose to get your Medicare benefits from Original Medicare, youll be covered for Part A (hospital insurance) and Part B (medical insurance) benefits, but many seniors find that out-of- pocket expenses can start to affect their long-term financial plan. In order to supplement Original Medicare, some individuals enroll in a Medicare Supplement plan (also known as Medigap) that will help pay deductibles, coinsurance, or copayments. If you have Original Medicare Part A and/or B or a Private Fee-for-Service (PFFS) Medicare Advantage Plan, you can purchase one of Aetnas stand-alone Part D plans. We generally cover the drugs in our formulary as long as: The drug is needed to treat an illness or injury, Your prescription is filled at a pharmacy in our network, You follow any other plan rules that apply, Viewthe 2022 Prescription Drug Search Toolor the 2023 Prescription Drug Search Tool. A.M. Best rates CVS Health corporation as a whole. (except Aetna Saver, Aetna Advantage, Aetna Medicare Advantage and MHBP Plans), 2023 Select over-the-counter (OTC) drug coverage (PDF), 2022 Preferred Drug Guide (Formulary) (PDF), 2022 Select over-the-counter (OTC) drug coverage (PDF), Contraception Exception Process, please access this link (PDF), 2023 Exclusions Drug List not applicable due to closed formulary. A PDP will have a formulary and a network of pharmacies you will need to visit to fill your prescription. Actual costs may differ from an estimate for various reasons, including claims processing times for other products and services, providers joining or leaving the network, changes in product availability, or changes to your benefit plan. For 2022, Aetna Medicare Advantage Prescription Drug (MAPD) plans earned an overall weighted average rating of 4.29 out of 5 stars. Franais | You may be on drugs that aren't on our drug list or covered with added requirements or limits. 2022 Aetna Advantage 1 Table of Contents . Aetna and CVS Pharmacy are part of the CVS Health family of companies. For your peace of mind, it helps to know that a drug you take is paid for. Our member sites give you digital tools to get the most value from your prescription drug plan (PDP). Your benefits plan determines coverage. Estimated costs are not available in all markets or for all services. Does Aetna have good Medicare prescription drug plans? Many seniors are surprised by the overwhelming expense of medications and have concerns about how their Medicare choices can affect them. . When can you use a pharmacy that is not in the plans network?Generally, we cover drugs filled at an out-of-network pharmacy only when you are not able to use a network pharmacy. Download the Prior Authorization Form (PDF). When you change health plans, you may find you now have different benefits. If you join our plan and find out we dont cover a prescription drug youve been taking, let us know. Fill out the Coverage Determination Form. Please use the Pharmacy cost calculator tools to get estimated costs for prescription drugs on certain Aetna Federal Plans. Compare plans to find the one that best meets your needs. These services are quick and private. This means that you need to get approval from the plan before you fill these prescriptions. If you have any questions about a drug that is not listed, please call Member Services at 1-855-463-0933 (TTY: 711) 8 AM to 8 PM, seven days a week. In addition, coverage may be mandated by applicable legal requirements of a State or the Federal . If you must use an out-of- network pharmacy, you will generally have to pay the full cost rather than your normal share of the cost at the time you fill your prescription. If you are enrolled in an Aetna Medicare Advantage Dual Eligible Special Needs plan in Virginia,you were sent a copy of either the 2022 Low Income Subsidy (LIS) Rideror the 2023 Low Income Subsidy (LIS) Riderthat explains your Part D prescription drug cost sharing responsibilities. If you dont, Aetna may not cover the drug. Generally all LTC pharmacies are in network. | We do not offer every plan available in your area. Please check first with Member Services to see if there is a network pharmacy nearby. You can find out by reading our formulary. Without coverage, the costs of prescription drugs can add up, especially as we get older. The List of Covered Drugs and/or pharmacy and provider networks may change throughout the year. Get this unique medicine packed safely and securely. The most popular (and least expensive) policy for 2022 is the SilverScript SmartRx Part D Drug plan. Depending on the medication, you will pay a set amount as a copay or a percentage of the cost. Through your Aetna member account you can manage claims, view plan details and more. Aetna Health Maintenance Organizations (HMO) plans require that you have a primary care physician (PCP) in most plans, as well as needing a referral to see a specialist. Plans and benefits do vary by state so be sure to use our website to compare Aetna Medicare Advantage plans in your area and see which benefits are included. Aetna is a health insurance company that sells three distinct Medicare Part D prescription drug plans. It may help to share your formulary with your doctor. It is convenient and can save you money. Generally, each group home will have one or two LTC pharmacies that supply most of the pharmacy services to all of the members residing in the facility. | To get information about filling your prescriptions at an LTC Pharmacyplease callMember Services at 1-855-463-0933 (TTY: 711) 8AMto 8 PM, seven days a week. Espaol | To get information about filling your prescriptions at a Home Infusion Pharmacy please call Member Services at 1-855-463-0933 (TTY: 711) 8AMto 8 PM, seven days a week. As a health care professional since 1987, Kelly Blackwell has walked alongside and cared for seniors as they journey through the season of their fourth quarter of life. Estimated costs are not available in all markets or for all products and services. If you have an Aetna PPO or HMO Medicare Advantage Plan, your plan should include drug coverage. Request for redetermination of Medicare prescription drug denialIf Aetnadenies your request for coverage of (or payment for) a prescription drug, you have the right to ask us for a redetermination (appeal) of our decision. You can ask Aetna to make an exception to cover a drug that is not on the Drug List. Please read the Plans Federal brochures to evaluate the cost of medical expenses. For prescription drug on formulary at in-network pharmacy. Actual costs may differ from an estimate for various reasons including claims processing times for other services, providers joining or leaving our network or changes to your plan. For Government Resources Regarding Medicare, Please Visit www.medicare.gov. The Aetna Medicare Advantage Dual Eligible Special Needs plangenerally covers the drugs listed in our formulary as follows: This section provides information about the prescription drug benefits covered by Aetna Aetna Medicare Advantage Dual Eligible Special Needs plan. 2023 Select over-the-counter (OTC) drug coverage for this formulary includes only OTC Proton Pump Inhibitors (PPIs) and Non-Sedating Antihistamines (NSAs). Phone - Your doctor may also call and speak to one of our registered pharmacists at 1-800-237-2767 (TTY: 711) during our normal business hours of 7:30 AM to 9:00 PM ET. You may also ask us for a coverage determination by phone 1-855-463-0933 or through our website. This period runs from October 15th December 7th. A good choice if you qualify for, A more comprehensive plan (SilverScript Plus) with the highest monthly premium and a zero deductible. What Are Aetna's Medicare Part D Plan Options? The cost of an Aetna Medicare Advantage plan with dental coverage varies, but many plans are available with $0 monthly premiums. It is not a guarantee. SilverScript is now part of Aetna Medicare. How can you ask for an exception?To ask for an exception, call Member Services at 1-855-463-0933 (TTY: 711) 8 a.m. to 8 p.m., 7 days a week. Low Cost 2022 SilverScript Part D Drug Plans. Let us help you get smart about your retirement plan options. Please contact Aetna Medicare Rx offered by SilverScript Customer Care at 1-855-858-1939 for additional information. We provide an estimate for the amount you would owe for a particular product or service based on your benefit plan and status at that very point in time. Aetna offers an array of insurance plans that may meet your specific prescription drug and healthcare coverage needs, including: When you are eligible for Medicare, you can choose to get your benefits from Original Medicare, administered by the federal government, or through a private insurance company like Aetna that contracts with Medicare to provide Part A and Part B insurance. Aetna and Banner Health provide certain management services to Banner|Aetna. Medicare.Org Is Privately Owned And Operated By Health Network Group, LLC. You get free standard shipping, too. Plans include a coverage gap that begins when you and your plan have spent a certain amount ($4,430 in 2022) on prescription drugs and ends when you've spent $7,050 and entered the catastrophic coverage period. All of Aetnas PDPs have a Medicare star quality rating of 3.5 out of five stars. It is not a guarantee. CVS/Aetnas SilverScript Smart RX plan has the lowest average monthly premium in 2022, and CVS is one of four main providers of stand-alone Part D prescription drug plans in the United States. . As a CSA, Blackwell has access to valuable resources for Medicare beneficiaries. Aetna Medicare Prescription Drug Plans (Part D) Reviews, Eight Ways to Avoid the Medicare Part D Coverage Gap Donut Hole, Medicare Part D Donut Hole Prescription Drug Coverage Gap, Blue Cross Blue Shield Medicare Advantage Plans Review, Kaiser Foundation Medicare Advantage Plans Review, UnitedHealthCare Medicare Advantage Plans, Providence Medicare Advantage Plans Review, Bankers Fidelity Medicare Supplement Review, Blue Cross Blue Shield Medicare Supplement Review, ManhattanLife Medicare Supplement Reviews, Mutual of Omaha Medicare Supplement Review, Physicians Mutual Medicare Supplement Plans Review, State Farm Medicare Supplement Plans Review, Transamerica Medicare Supplement Plans Review, Avoid and Report Medicare Fraud and Abuse, CMS.gov and How to Get Information About Medicare. CVS Caremark Mail Service Pharmacy is convenient and may help you save money. NCQA and J.D. | Call 1-855-463-0933 (TTY: 711) 8AM to 8 PM, seven days a week. The easiest way to get started is to enter your zip code below. 2 *This pharmacy is a pharmacy in our network in 2022. Get up to 90 days worth of medicine, or the most allowed by your plan. Prescription drug plans (PDPs) cover your medications but offer no medical coverage. This is a great plan for those only on Tier I generics as those will be $0. Medicare Advantage with prescription drug coverage. Our mail-order pharmacies are also part of your benefits. Medicare Advantage (MA) plans can include Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Special Needs Plans (SNPs). Your Aetna formulary is below. refers to a temporary limit in a drug plan's coverage. A formulary is just another name for a prescription drug list. Language Assistance: Members with Aetna Medicare Advantage (MA) and Aetna Medicare Advantage with Prescription Drug (MAPD) plans can log in or register for an account below. Some PDPs may include more pharmacies than others, and some may not include a mail order option. Initial coverage limits and annual out-of-pocket threshold amounts are the same for all three plans. CVS Health Corporation acquired Aetna in 2018, and the companys PDPs are available in 22 states. Compare costs for the three 2022 plans in Larimer County, Colorado: The CMS is the only rating entity that provides a separate rating for Aetnas Medicare Part D plans. Generic drugs typically cost less than brand-name medications. | CVS Caremark may also contract with other plans. The drugs available through our plans mail-order service are marked as mail-order drugs in our Drug List or MO. Low-Income Subsidy Medicare Extra Help Program, Medicare and Medicaid Guide for Low-Income Recipients. *If you proceed with the Cost of Care & Member Payment Estimator Tools pricing information is not guaranteed and is an estimate of the total cost. LTC pharmacies will fill prescription orders written by medical staff in the group home and deliver the medication directly to the medical staff who will distribute the medication to the members. A Member Services representative will work with you and your provider to help you ask for an exception. In addition to the three Never Event situations, the National Quality Forum (NQF) has released a list of twenty- five Serious Reportable Events. Aetnas SilverScript Plus plan is the only one that participates in the Senior Savings Program for select insulins to keep your costs below $35 per month. Aetnahas a formulary also called a list of drugs and hasconsulted with team of health care providers to develop the formulary. Monthly premium prices vary depending on where you live and the type of plan you choose. Call us to learn if your drug requires a signature upon delivery. You choose where your medicine is delivered your home, your doctors office wherever works for you. In most states, the premiums are still under $10 a month! Polski | How long does it take to get an exception?First, we must receive a statement from your prescriber supporting your request for an exception. You can call us toll free at the number on your member ID card or by completing this form (English | Spanish): Let us know how you want to pay for your order. A.M. Best sets credit ratings for insurers. View upcoming webinars . If you have been prescribed drugs by your physician or want to make sure you can afford them when you need them later in life, Aetna can help. The call is free. Its a list of drugs that can help you save money. Lower tiers include generic, lower-cost medications, and higher tiers include higher-cost, brand name, or specialty drugs. See ratings and learn what Aetna covers. You can reach one by calling 1-877-890-1409 TTY Users: 711 24 hours a day, 7 days a week. Aetnas Medicare Advantage plans include your Part A and Part B Medicare benefits, but many of them include additional coverage, such as vision care, dental services, and/or prescription drug coverage. Call to speak with a licensed insurance agent and find plans in your area. Preventive dental care is often fully covered by Medicare Advantage plans, with some restrictions. Any changes are based on the latest medical findings, as well as information from the FDA and drug makers. Pay less for that larger supply, depending on your plan. TTY users should call 711. Your Aetna formulary is below. Or lower the costs you pay out of pocket. Aetna RX Home Delivery may be a great option is you take medications regularly. Drug coverage Find a covered drug Search another plan or year Aetna Standard Plan drug guide (PDF) Plan guide changes More Aetna articles Aetna Aetna Medicare plans Aetna 2022 OTC DSNP catalog - click here to download Click here to download Aetna OTC 2022 Value Catalog Aetna National OTC catalog 2022 - click here Additional information about the Aetna OTC catalog 2022: Each item has a quantity limit of 9 per quarter except for the following: - Blood pressure monitors have a limit of 1 per calendar year. Tier II will be closer to $19, so it may not be the best plan if . Fill out the Coverage Redetermination Form. Banner|Aetna is an affiliate of Banner Health and of Aetna Life Insurance Company and its affiliates (Aetna). If Drug A doesnt work, Aetna then covers Drug B. Contact us for the most recent list of pharmacies at 1-855-463-0933 (TTY: 711) 8AM to 8 PM, seven days a week. Your share of costs for each prescription drug may change depending on which pharmacy you choose, the tier of the drug, and when you enter each coverage phase. This may be a great option if you take medications regularly. Find out if your medicine is coveredThe formulary below lists the drugs covered by Aetna. Explore your options and find the Part D coverage that's right for you. You can also ask us to change the rules on your drug. These links will help you find what you need, fast. Who may make a request: Your prescriber may ask us for an appeal on your behalf. This form may be sent to us by mail or fax: You may also ask us for an appeal through our website. She cowrote Dying Is for Pathways Hospice. Aetna Medicare Advantage plans in 2023 are offered in several states with the option of an HMO or a PPO plan. During this time you may also leave your Advantage plan and enroll in a Medicare supplement (Medigap) plan, or for those who are enrolled in a stand-alone Medicare Part D drug plan you may change your plan during this time as well. If you need a drug that is not on the List of Covered Drugs (formulary), your prescriber must provide a statement that says you have tried the formulary medications and they did not work for you, or a medical reason why you cannot try the formulary medications. Aetna offers three stand-alone Medicare prescription drug plans for 2022 : SilverScript SmartRx: Aetna highlights this plan's low premiums, $0. Or you may choose other locations. You can call a licensed agent directly at 1-866-831-1126, TTY 711, 24/7. Aetna is a CVS Health company, and it sells prescription drug plans under the SilverScript brand name.. It includes prescriptions we believe are needed in a quality treatment program. Anthem blue cross drug formulary 2022 .You can compare Anthem Medicare Advantage plans available where you live to find a plan that covers the prescription drugs you need. Medicare Advantage plans with prescription drug coverage (MA-PDs) can vary in costs and each plan may have a unique formulary, or list of covered drugs. You have options such as all major credit and debit cards, electronic check and more. You can get this information for free in other languages. Aetnas Medicare Part D plans are regulated by CMS and must cover a wide range of prescription drugs that people with Medicare take. Learn more about our plans. Try our zip code search now , The Aetna federal team answers your questions. Medicare.Org Is A Non-Government Resource That Provides Information Regarding Medicare, Medicare Advantage, And More. Take a test run by using federal3 for the username and password. Quick Aetna Medicare Prescription Drug Plans (PDPs) review: Aetna offers prescription drug coverage through three stand-alone Part D PDPs and as a bundled service in their Medicare Advantage preferred provider organization (PPO) and health maintenance organization (HMO) plans. You are now leaving our Aetna Dual Eligible Special Needs (HMO D-SNP) website. So when your doctor prescribes one of these drugs, it can help you control the cost of health care. Initial Coverage Phase After you pay your deductible, if applicable, up to the initial coverage limit of $4,430. Hours are 24 hours a day, 7 days a week. For drug coverage, you can enroll in one of Aetnas stand-alone Prescription Drug Plans (PDPs) available in your area. CVS Caremark Mail Service pharmacy and Aetna are part of the CVS Health family of companies. Each plan covers specific medications and dosages and are categorized by tiers of cost based on the type of drugs: brand-name, generic, or mail order. This information is available in a. Watch videos, read articles and more , Looking for more specifics about health plans available in your area? Using providers that are in the plans network may cost less. For example, if Drug A and Drug B both treat your medical condition, Aetna may not cover Drug B unless you try Drug A first. Expedited appeal requests can be made by phone 1-855-463-0933. Prescription drugs are often an important part of managing a health issue. If you have any questions about a drug that is not listed, please call Member Services at 1-855-463-0933 (TTY: 711) 8 AM to 8 PM, seven days a week. Aetna's Medicare Part D plans are regulated by CMS and must cover a wide range of prescription drugs that people with Medicare take. Aetna HMO plans are often more affordable than PPOs and include prescription drug coverage in most plans. For more information on the Contraception Exception Process, please access this link (PDF). We want to make your transition easy for you. The differences lie in the monthly premiums, formularies, and preferred pharmacies. This gives you a chance to work with your doctor to find a new treatment plan and avoid disruption. Any information we provide is limited to those plans we do offer in your area. Lower monthly premiums than many carriers, Low cost option for Medicare enrollees who dont need prescription drugs but want a Part D plan to avoid enrollment penalties later, A basic plan (SilverScript Smart RX) with the lowest monthly premiums and no deductible for drugs in tier 1. And you can contact us for the most recent list of drugs at 1-855-463-0933 (TTY: 711) 8AM to 8 PM, seven days a week. Your doctor can help you decide if you should switch to a covered drug or request a drug exception. Ting Vit | To learn more about your Aetna Medicare plan options or to enroll in an Aetna Medicare plan that includes prescription drug coverage, speak with a licensed insurance agent. If your prescriber believes that a non-formulary contraceptive is medically necessary for you, your prescriber may request an exception. CVS is the parent company of Aetna and is one of the preferred pharmacies with Aetna Part D plans. Monthly premium costs vary, depending on your state and county. We provide an estimate for the amount you would owe for a particular service based on your plan at that very point in time. Any enrollment change you make for a Medicare Advantage plan during this period will be effective on January 1st of the following year. | TTY user 711 Mon-Fri : 8am-8pm EST Sat: 10am 7pm EST, Requires you to use the network of providers, unless in an emergency, May included dental, hearing, and vision coverage, Do not need to use a PCP, but providers out-of-network typically cost more, Dental, vision, and hearing included in most plans, Speak with a licensed insurance agent 1-877-514-4661.

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aetna prescription coverage 2022